Terms And Conditions

Pre-Authorized Debit Authorization

You acknowledge that the authorization is to allow the business with whom your agreement is with to debit funds from your bank/credit union account for regular or recurring payments and/or one-time payments based on your payment obligations to the business with whom your agreement is with.


Transaction dates that fall on a weekend or holiday will be processed the next business day. You understand this is a personal PAD agreement.

You may revoke your authorization at any time, subject to providing notice 10 business days before the next scheduled debit. You can obtain a sample cancellation form or more information on your rights to cancel a PAD agreement at your financial institution or by visiting the www.payments.ca/paying-pre-authorized-debit. You can also reach out directly to us and cancel your authorization.

You have certain recourse rights if any debit does not comply with this agreement (because the debit was not withdrawn in accordance with this authorization or amounts were withdrawn after the agreement was revoked). For example, you have the right to receive reimbursement for any debit that is not authorized or is not consistent with this PAD agreement based on the timeline set out by the Canadian Payment Association. To obtain more information on your recourse rights, contact your financial institution or the Canadian Payment Association.